Private Loans
Private loans are available for students who are not eligible for federal education loans, or desire to borrow more than the federal loan limits.
As a reference to you, Harvey Mudd College students have borrowed from the following lenders during the past four academic years:
| Private Education Loan | Lender | Cosigner Required? |
|---|---|---|
| Ascent Tuition Fixed Loan | Richland State Bank | Option available |
| California BPW Education Fund Loan | California Federation of Business and Professional Women | No |
| Citizens Student Loan | Citizens Bank | Yes |
| Citizen Student Loan – Parent | Citizens Bank | Yes |
| College Avenue Student Loan | College Avenue | Yes |
| Earnest Private Student Loan | Earnest | Option available |
| MEFA Loan | Massachusetts Ed Financing Authority | No |
| National Loan Program-Credible | New Hampshire Higher Education Assistance Foundation (NHHEAF) | Yes |
| RISLA Parent Loan | Rhode Island Student Loan Authority | No |
| SELF Loan | Minnesota Office of Higher Education | Yes |
| SoFi Parent Loan | SoFi | Option available |
| SoFi Private Loan | SoFi | Option available |
| Smart Option Student Loan | Sallie Mae Student Loans | No |
Harvey Mudd students are not required to select a private loan from this list. Students can choose to use any private loan of their choice. Check with your local banks or credit unions.
According to Truth-in-Lending Act requirements, private education lenders are required to provide prospective borrowers with private loan disclosures before they take out a private loan. These private loan disclosures will disclose to prospective borrowers basic information about loan terms and possible costs.
Below are samples of private loan disclosures:
Sample Application Disclosure
Sample Approval Disclosure
Sample Final Disclosure
Afford Resources
- Net Price Calculator
- HMC Applicant Hub – For Applicants and Admitted Students
- Financial Aid @ HMC Portal – For Current Students
- Admission and Financial Aid Announcements
- Applying for Financial Aid
- Downloadable Forms
- Handshake Job Search
- CSS Profile
- Free Application for Federal Student Aid (FAFSA)
- Institutional Documentation Service (IDOC)
- studentaid.gov
- Direct Loan Exit Counseling
- Direct Loan Exit Counseling Guide (PDF)
- Consumer Information Disclosures
- Outside and Private Awards
- Understanding Your Financial Aid Package (PDF)
- Federal Direct Loans (PDF)
- Contact Financial Aid
- Submit Requested Document(s) Online
Personal Information in Emails
Be sure to redact all personal identifiable information (PII), such as, social security numbers, date of birth, etc. when sending documents via email.